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Sunday, 20 September 2015

10 small but lucrative business you can start in Nigeria



with as low as 20k
Nigeria today has been faced with a problem of not been

able to provide jobs for there youths even after they have

graduated from the university and that has left many

youths unemployed. but am here to give you some tips

that can help u start up something that can pay your bills.

 1) owning a TEA center: people over look that business in
Nigeria because the think it not what the trouble or the

can't stand the stress. but they tea center is one of the

must lucrative in Nigeria. all you need to do fist is to

know how to cook very well, also know how serve and

tolerate people (ie) your customers. once's you possess

there things then you are good to go. you can start this

business with 25 thousand or more depending on how 

you want to start.

2) starting a laundering service aka dry cleaning : thank

God for modern  technology, we all know about the

washing machine this device is a very good tool that can

help any body in the laundry business because all you

need to do is to select the cloth according the to colour's

and was them and iron this can be done in few hours and

you can even use your house as your shop or office. but if

 you don't have money to buy the washing machine then

you can start manually with just soap and water.

SECRET: 5 Sure Ways To Raise Money For Business In

Nigeria

3)Small Scale Agriculture Business: the richest men in the

world today are farmers. its so unfortunate that youths in
Nigeria don't want to want to get there hands dirty but

this business is a pool or unlimited cash.
you can start businesses like:
*poultry farming
*fish farming    
*cassava farming 
*snail farming 
*dog breeding
* livestock feed selling
*processing of maize, rice, palm oil and rubber

4. small production business: you can start
* custard production
* body cream and liquid soap production
* perfume production

5. Online businesses : you can start this like:
 *Blogging:
this online business is one that has given a lot a young
Nigerians endless cash.... see how
 * affiliate marketing: hmm this is good new, you can earn

cool cash form telling others about a company site or

product

 *Forex trading: if you have as low as 45k you can start

selling and buying foreign currency online

 *Website and domain name flipping: you can also learn

webdesign and render service to company's that can pay

well

 *Bulk and shortcode sms:
many people taken code code and bulk sms service as a

waste of time. but with this you can sit at home and earn

thousands of naira daily with out work. okay tell me?

when a text message like "to get daily naija news for

50naira text ok to 9876" where do you think the money is

going to? that a question for you to answer.....start

bulksms and shortcode message today

6.Computer And Technology-related Business:
*Sales and repair of PC and its accessories
* Mobile phone sales, repairs and charging business

* Graphic design and printing business

* SIM card replacement and mobile money agents

*Recharge card reselling business: see how to start here



DISCOVER: How To Make Money From What People Need

In Nigeria

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Sunday, 13 September 2015

MUST READ: 8 fast way to get out of debt



8 Tips On How To Get Rid Of Debts And Eliminate Credit Card Debt Quickly

How To Get Rid Of Debts Fast - How To Get Rid Of Debts Quickly - GUIDE
Debt is not something so palatable to most people. But it just continues to pile up and create a financial mess on whoever is deep into it. The issue with debt is it can really become addictive if adequate control is not placed over your lifestyle.  You simply continue to enjoy and feel delighted in taking or buying things without having to part with cash and before you know what is happening, you are deeply in debt.

        get rid of debt fast
       In Debt? This is how to get out of credit card debt fast!

One thing about debt is that it continues to pile up if no conscious effort is made on your side to clear it. When I say conscious effort, I mean you taking bold steps towards achieving your purpose of clearing your debts which is to secure the fastest way to get out of debt, not just wishful thinking.

In this article, I will be highlighting some tips that I believe will assist you in your quest to eradicate your debts finally. This guide which is the quickest way to get out of debt, will guide you if followed diligently with discipline.


Ways To Reduce Or Eliminate Debt - Eliminate Credit Card Debt Quickly

1.    STOP BUYING ON CREDITS
There is nothing as enjoyable as purchasing items or getting services without having to part with cash. Everybody wants that, but the last time I checked, that is exactly what leads to debt. To totally get out of debt, you have to learn to discipline yourself to stop buying things on credit. Anything you can’t afford to buy now definitely translates to you not needing it, at least for that moment. This is the fastest way to get out of credit card debt.

2.    LIVE ON A BUDGET
In order for you to free your life from debt, you need to start working on budgets. Your accounting skills have to be employed in this context. You simply have a definite level of income. You ensure you don’t spend beyond your income. And not only that, you as well try as much as possible to reduce your monthly allocation to some activities you are involved in. this will create more room for savings, which eventually will assist in clearing out your debts little by little.

3.    IMBIBE A SAVING HABIT
In your monthly financial plan, always have a definite percentage of your income allocated to saving and you ensure you don’t go below the target. It could be just 10% of whatever amount your income is. But the most important thing you have to put at the back of your mind is that you stick to the savings target. This enables you to achieve your objectives of clearing your debts, conveniently on the long run.

4.    DO AWAY WITH CREDITS AND DEBIT CARDS
In as much as your cards make life convenient for you when it comes to shopping, both online and offline. They can also be your passports to building great debts for yourself. A credit card will harm you the more, just for the fact that it allows you to spend more than what you have in it. And a debit card could also make you exhaust all that you have as savings in a very short time. Avoid cards and most especially online shopping, this could be so addictive, you have the feeling life is getting comfortable for you, whereas you are simply compiling debts. Ensure you limit yourself to cash spending and when you are short on cash, be disciplined enough not to borrow and do purchases on credit.

5.    GET RID OF IMPULSIVE BUYING
In your quest to clear out your debts, you have to stop buying impulsively. You have already created a budget and a monthly financial plan. Let this be your guide for the rest of the month. Everything that is not included in your budget should not be allowed to get into your finances. It eventually reduces your financial strength. Get control over your spending habit and always have in at the back of your mind that what you don’t buy today will not disappear forever, you can always buy later even better.

6.    GET INVOLVED IN SOME EXTRA WORKS
The main reason why you are in debt is simply because your expenses are more than your income. You could try the strategy of taking up extra jobs to increase your income. If you are at a regular 8am-4pm job schedule, you could decide to engage in other jobs that you could do from beyond 4pm to 8pm, this will help you increase your level of income and so have more to save for your debt clearance. If you want to know how to get rid of debt quickly, take this step.

7.    PRIORITIZE YOUR DEBTS
In a situation whereby you are indebted to more than one person or organization, set priorities on which one of the debts you need to clear first. It is advisable to start with the bigger debts, which you could shift to the lesser ones or depending on how urgent the person needs to be paid.

8.    PAY YOUR DEBTS REGULARLY
To finally get rid of your debts on low income, ensure you stick to your repayment plan which could be either monthly or weekly depending on your rate of generating income. Have a certain amount you allocate to repaying your debts and never for any reason shift beyond this plan. You can decide to split a debt owed into 5 or 10 parts and you ensure you pay each part according to the set time you have designed for yourself.

Wednesday, 9 September 2015

15 type of business to do on weekend in campus


•    HELP OTHERS WITH THEIR NOTES
A practical example of good business ideas on a college campus is helping others academically. As we all know that what most lecturers do is to come to class and give lengthy notes without even an explanation, which is always an issue for some students who write so slowly. You can play on their weakness and charge them for writing their note for them. You charge them high as not writing is not an easy task.



•    CLOTH PRESSING
You don’t necessary have to wash here as that could be quite tedious. Simply get your colleagues that will want to look good but are lazy to iron their shirts. Charge them per shirt and you will be surprised how many people will turn up for your services.

•    SOUP COOKING This will go well for the ladies. You know how amateur guys are when it comes to preparing soups and so on. You could offer to do this and get paid. It could be run as a home service or you have a spot where they all can come and get their soups cooked. You can even go the extra mile of assisting them in getting the ingredients. With this, you charge them more.

•    PEPPER BLENDING
Are you looking for university campus business ideas? Do you have a blender and you even do nothing with it? Why not turn it into a money making machine and start helping your hostel mates to get their pepper blended at a fee. You charge them for the level of smoothness they desire and you will surely get some returns through this.

•    DISH WASHING
You can assist the lazy students in your hostel to do this and don’t be surprised how many of them will sign up for your service. It might sound odd, but you don’t need to care as your focus is making extra income for yourself.

•    HOUSE PAINTING

This might require some expertise, but at least it is not some task that is so hard to accomplish. But if you have the skills, why not utilise it and start making money with it. Painting is one profitable business ideas while in campus.

•    ERRANDS
Another good example of college campus business ideas is to run errands for other students. Don’t consider it as a slave-job or whatsoever, you simply package yourself and you will be respected. You can just open a twitter handle and let orders be made online by anyone that needs your service. They tweet at you and you get what they want for them and you are paid.


•    ASSIGNMENTS
Need business ideas while in university? You can assist your colleagues with their assignments if you are well-versed with the internet. You simply gather a lot of information on the given assignment and you sell unique answers to each of them. This even makes you charge them more. Trust me, this is one lucrative example of business ideas on a college campus.

•    SPACE BOOKING

Some people are late comers. Make money from them by helping them book a space at the front row in class and you are being paid for this service. This is a classical type of innovative business ideas for college students.


•    PHOTO BACKGROUND
This is something have not noticed on campuses. You can have beautiful backdrops made of leather o flex that people can use in snapping photos. You simply copyright it with the SUG that no one will use the idea for like 2 years. People that need beautiful backgrounds for their picture will definitely have to pay you. You can even design the back drop like an event backdrop with different logos.

•    CAR WASH
There are students with cars on every campus. Just go to them and help with their cars. They will even pay you more for rendering a home service on that.

•    FLASH DRIVE CLEANSING

This is simply helping other students clean their flash drive with original anti-virus. Most of the flash drives around are carrying a lot of viruses simply because most students utilise fake anti-virus. You simply take the pain of purchasing an original one, which might not cost more than N10,000 and you charge everyone that needs to clean their external devices.


•    COMPUTER TRAINING
Don’t be surprised that some students don’t know how to operate the computer. Offer to train them on the basic computing or even how to browse the internet and they will pay you massively for this.

•    BLOG TRAINING
This is another means through which you can make a lot of money on campus. The most important thing you need to have is blogging knowledge, once you have this you are good to go. You might not even have a computer system. The training can be run at the cyber cafe for a start and as time goes on, you get your own personal PC

•    LAUNDRY SERVICES

Do you have a washing machine, and then you can charge other students to use your gadget or better still run it for them and they pay you.